Turn your shop into a digital banking point
Join the SPS MONEY partner network and offer AEPS, money transfer, bank accounts, bill payments, loans and government services to your customers. One ID, 17 services, a new income stream for your business.
- Low setup cost
- Free training
- Join from any state
Can I become a partner?
Tap what you already have. It takes 10 seconds.
Built for the businesses your customers already visit
If people walk into your shop every day, you can serve them with banking and payment services too.
Why shop owners choose SPS MONEY
Everything you need to start, run and grow a digital banking counter, from one partner.
Multiple income streams from a single ID
Earn a commission on every transaction across banking, payments, collections, loans and government services. The more services you offer, the more your customers keep coming back.
Free training
Step-by-step training on every service, in Hindi and English, until you are confident.
Quick activation
Simple KYC and fast ID activation so you can start serving customers sooner.
Dedicated support
Our team is a call or WhatsApp away whenever you or your customers need help.
Safe & secure
Biometric and OTP-secured transactions with a receipt for every payment.
More footfall
Banking customers visit regularly and often buy from your shop while they are there.
Pick the model that fits your ambition
Start with a single counter or build a network across your district or state. You can grow from one level to the next as your business grows.
Retailer
Offer all SPS MONEY services from your own shop and earn a commission on every transaction you do for your customers.
- All 17 services on a single ID
- Commission on every transaction
- Free onboarding and training
- Phone and WhatsApp support
- Printed receipts for customers
- More daily footfall to your shop
Distributor
Build and manage your own network of retailers in your town or district, and earn on the business your entire network does.
- Appoint and manage your own retailers
- Earn on your whole network’s business
- Dashboard to track retailer performance
- Marketing and branding support
- Dedicated relationship manager
- Can also run your own counter
Master Distributor
Lead SPS MONEY’s growth across a region or state by appointing distributors, who in turn build retailer networks under you.
- Appoint distributors and retailers
- Highest earning potential
- Regional business ownership
- Priority support and training
- Co-branded promotional material
- Direct access to SPS MONEY leadership
Compare at a glance
| Features | RetailerSingle counter | DistributorTown / district | Master DistributorRegion / state |
|---|---|---|---|
| All 17 services on one ID | |||
| Commission on own transactions | |||
| Free training & onboarding | |||
| Appoint retailers | – | ||
| Appoint distributors | – | – | |
| Earnings from network business | – | ||
| Network performance dashboard | – | ||
| Support | Phone & WhatsApp | Relationship manager | Priority support |
| Area of operation | Your shop | Town / district | Region / state |
Swipe the table sideways to see all columns
From registration to your first transaction
A simple, guided process. Our team stays with you at every step.
Register
Fill the partner form or message us on WhatsApp. Our team calls you back.
Complete KYC
Share Aadhaar, PAN, photo and shop details for verification.
ID Activation & Training
Your partner ID is activated and we train you on every service.
Start Earning
Serve customers and earn commission from your very first transaction.
Keep these ready before you apply
Simple documents and basic equipment. Our team will guide you if anything is missing.
KYC Documents
For partner verification- Aadhaar cardLinked to your mobile numberRequired
- PAN cardIndividual or business PANRequired
- Passport-size photoRecent, clear photographRequired
- Bank detailsCancelled cheque or passbookRequired
- Shop photo & addressOutside view with shop nameRequired
- GST / Udyam / Shop licenceIf availableOptional
Devices & Setup
To run services at your counter- Smartphone or computerAndroid phone, laptop or desktopRequired
- Internet connectionMobile data or Wi-FiRequired
- Biometric deviceRD-certified fingerprint scanner for AEPSFor AEPS
- Micro ATM deviceCard reader for debit card withdrawalsFor Micro ATM
- Receipt printerThermal or regular printerOptional
- Need help with devices?Our team will guide you on setupSupport
Exact documents may vary based on the partnership model and services you choose.
Start your digital banking business today
Fill in a few details and our partner team will call you to explain the next steps.
आपकी तरक्की का हमसफर- 1Submit this formIt opens WhatsApp with your details filled in
- 2Get a call from our teamWe explain services, setup and earnings
- 3KYC & activationShare documents, get your ID and training
Questions before you get started?
Here are answers to what shop owners usually ask us.
Is there any fee to become a partner?
How soon can I start after registering?
How and when do I receive my commission?
Do I need to buy any device?
Can I upgrade from Retailer to Distributor later?
I am not from Madhya Pradesh. Can I still join?
Ready to grow your business with SPS MONEY?
Join our partner network today and start earning from day one.