Every digital banking service, on one platform
Banking, payments, collections, loans and government services. Everything your customers ask for, delivered from your shop with an SPS MONEY partner ID.
Find a service
Type what your customer needs, like “cash”, “PAN” or “loan”.
No matching service. Ask us on WhatsApp
Bring the bank to your customer’s doorstep
Cash withdrawal, deposits, money transfer and new bank accounts. Help customers who live far from a bank branch or ATM, and earn commission on every transaction.
AEPS: Aadhaar Enabled Payment System
Customers withdraw cash and check their bank balance using only their Aadhaar number and fingerprint. No ATM card, no PIN, no branch visit.
- Cash Withdrawal
- Cash Deposit
- Balance Enquiry
- Mini Statement
Micro ATM
Turn your counter into an ATM. Customers withdraw cash using any bank’s debit card on a small handheld device.
- Works with RuPay, Visa and Mastercard debit cards
- Cash withdrawal and balance enquiry
- Printed receipt for every transaction
Money Transfer (DMT)
Customers deposit cash at your shop and send it instantly to any bank account in India, even without a bank account of their own.
- Instant transfer to all major banks
- OTP-verified sender registration
- SMS confirmation and receipt
UPI Cash Point
Customers scan a dynamic QR with any UPI app and collect cash from your counter. Simple, secure and card-free.
- Works with all popular UPI apps
- No card or biometric device needed
- Instant payment confirmation
Bank Account Opening
Open savings and digital accounts for customers in minutes with paperless Aadhaar e-KYC, right from your shop.
- Multiple partner bank options
- Biometric verification, no paperwork
- Commission on every account opened
Aadhaar Pay
Accept payments for goods and services directly from a customer’s Aadhaar-linked bank account using their fingerprint.
- No card, cash or phone needed
- Biometric-secured payment
- Funds settled to your account
Balance & Mini Statement
Let customers check their account balance and last few transactions any time, through AEPS or Micro ATM.
- Real-time balance from the bank
- Printed mini statement
- Brings regular footfall to your shop
Every bill, recharge and collection, one counter
Your customers come back every month to pay bills, recharge and deposit EMIs. Turn that regular footfall into steady daily income with instant receipts for every payment.
Utility Bill Payments
Electricity, water, gas, broadband and landline bills paid instantly with an official receipt.
Mobile & DTH Recharge
Prepaid, postpaid and DTH recharges for every major operator, done in seconds.
FASTag
New FASTag issuance and instant recharge for cars, trucks and commercial vehicles.
Digital & QR Payments
Accept UPI and QR payments at your counter and receive money straight into your account.
Credit for your customers, income for you
Help customers apply for loans with trusted lending partners, and collect EMIs and repayments at your counter. Two services that build long-term customer relationships.
Loan Services
Help customers find and apply for the right loan, with guidance on documents and eligibility.
Loan Recovery & EMI Collection
Collect loan EMIs and overdue repayments for partner lenders, with instant confirmation to the lender and the customer.
- Customers repay near home, no branch visit
- Real-time update to the lender’s system
- Printed receipt for every repayment
SPS MONEY is not a lender. Loans are sanctioned solely by the respective banks / NBFCs as per their eligibility and credit policies. Recovery and EMI collection are done only on behalf of authorised partner lenders.
What you can collect
- Loan EMIs for banks and NBFCs
- Microfinance group repayments
- Insurance premiums and dues
- Company and distributor payments
How it works
- Customer shares loan / account ID and pays cash
- You enter the amount in the SPS MONEY portal
- Payment is confirmed and a receipt is printed
Customer needs
Bills you can pay
- Electricity (all state boards)
- Water and piped gas
- Broadband and landline
- LPG cylinder booking
- Loan EMI and insurance via BBPS
How it works
- Select the biller and enter the consumer number
- Fetch the bill amount and collect payment
- Bill is paid instantly with a BBPS reference
Customer needs
What you can offer
- Prepaid mobile recharge, all operators
- Postpaid mobile bill payment
- DTH recharge for all major providers
- Data card and plan recharges
How it works
- Enter the mobile or DTH subscriber number
- Choose the plan or amount
- Recharge is done instantly with a confirmation
Customer needs
What you can offer
- New FASTag issuance
- FASTag recharge for all issuing banks
- Cars, jeeps, trucks and buses
- Balance and status check
How it works
- Enter the vehicle number or FASTag ID
- Collect the recharge amount
- Balance is updated with a confirmation SMS
For a new FASTag
What you get
- Your own UPI QR for the counter
- Accept payments from all UPI apps
- Instant payment alerts
- Transaction history in your portal
How it works
- Customer scans your QR code
- Pays the amount from any UPI app
- You receive an instant confirmation
Loan types
- Personal loan
- Business / Vyapar loan
- Gold loan
- Two-wheeler loan
- Home loan
- Group and microfinance loans
How it works
- Understand the customer’s need and check basic eligibility
- Submit the application with documents to the lending partner
- Lender verifies, approves and disburses directly to the customer
Common documents
Loan approval, amount and interest rate are decided solely by the lending bank / NBFC. SPS MONEY does not lend money or guarantee approval.
What you can collect
- Monthly loan EMIs
- Overdue and part payments
- Microfinance group collections
- Two-wheeler and consumer loan EMIs
How it works
- Customer gives loan account number and pays
- You record the payment on the SPS MONEY portal
- Lender and customer receive instant confirmation
Customer needs
Collections are done only for authorised partner lenders, following their fair-practice guidelines. Every payment gets a receipt.
Documents, schemes and tickets, sorted in one visit
Help customers with PAN cards, government scheme applications, tax returns and travel bookings. High-trust services that make your shop the go-to help desk of the area.
Ayushman Card & Govt Services
Eligibility check and Ayushman card applications, plus help with other government scheme forms.
ITR Filing
Income tax return filing support for salaried people, small traders and self-employed customers.
Travel Booking
Book train, bus and flight tickets for customers who prefer booking with someone they trust.
Need another service?
We keep adding services for our partners. Ask us about any other online application your customers need.
SPS MONEY is a private service facilitation platform and is not affiliated with any government department. Applications are submitted on the official portals on the customer’s behalf. Government fees, where applicable, are charged as per official rates; a service fee may apply.
What you can offer
- New PAN card application
- Correction of name, date of birth, photo
- e-PAN download
- PAN card reprint
How it works
- Fill the online form with the customer’s details
- Complete Aadhaar OTP / biometric e-KYC
- Pay the official fee; e-PAN is emailed and the card is posted
Customer needs
What you can offer
- Ayushman card eligibility check
- New card application and download
- e-Shram registration
- Help with other scheme forms
How it works
- Search the beneficiary using Aadhaar / ration card
- Complete e-KYC for each family member
- Download and print the card once approved
Customer needs
Ayushman card is free for eligible beneficiaries. Any service charge is informed to the customer before the work starts.
Who it is for
- Salaried employees
- Small traders and shop owners
- Self-employed and freelancers
- Those claiming a tax refund
How it works
- Collect income and bank details from the customer
- Prepare and file the return on the official portal
- Share the acknowledgement with the customer
Customer needs
What you can book
- Train tickets
- Bus tickets
- Domestic flight tickets
- Cancellations and changes
How it works
- Search routes, dates and seat availability
- Enter passenger details and collect payment
- Share or print the ticket instantly
Customer needs
Ready to grow your business with SPS MONEY?
Join our partner network today and start earning from day one.